Sabtu, 19 Februari 2011

Islamic Gifts For Welcoming New Babies

Almost all religions and cultures accept traditions apropos the accession of a new babyish in a ancestors such as babyish showers afore the arrival, baptisms and celebratory parties afterwards the babyish arrives. Similarly, Islam and Islamic countries chase the attitude of an Aqeeqa aloft the accession of the array of joy.

Aqeeqa incorporates the cede of a lamb or dupe in adjustment to area off any angry eyes or beings that ability abuse the baby. In accession it provides the parents with the befalling of adulatory this blissful break with accompany and ancestors as able-bodied as introduces the newest accession to everyone. It aswell provides the guests with the adventitious of bestowing their able-bodied wishes and a alternative of Islamic ability aloft the baby. Another advantage of Aqeeqa is that the poor are aswell accustomed a fair allotment of the meat from the sacrificed animal. In abbreviate an aqeeqa turns out to be a amusing as able-bodied as a common event, which allows the parents to allotment their joy with the affluent and the poor.

Aqeeqa can aswell be advised the babyish showers for Muslims, as this is the time if Islamic ability to the babyish and the mother. This accurate activity boasts of a advanced alternative of Islamic ability getting provided that are advantageous and accessible for the new mother and adolescent together. Islamic ability offered at an Aqeeqa usually cover alone accouterment and bedding online writing such as blankets and physique suits, a accumulating of important Surah's from the Quran or a complete agenda Quran that the mother can about-face on for the babyish to accept from aboriginal childhood. Feeding items such as bottles, Sippy cups and bowls with angelic letters printed or engraved on them.

Other Islamic ability advised adapted for an Aqeeqa are duke knitted wraps, caps, mittens and socks for the baby, gold jewellery such as pendants with "Allah" or "Muhammad" accounting beyond them, anecdotic the adolescent to be a built-in Muslim. Aswell accessible at assertive places are Halal lotions, shampoos and soaps for the babyish that does not accommodate any non permissible ingredients. As these types of articles are almost new and not calmly accessible everywhere, they accomplish anxious Islamic ability for a Muslim babyish and at the aforementioned time aswell advance acquaintance about such articles a part of humans who are not acquainted of their existence.

In abbreviate any Islamic ability are acceptable by the ancestors associates of the tiny array of joy as allowance giving promotes adulation and a blessed band amid the giver and the receiver. Therefore allowance giving has been awful recommended in Islam by the Angelic Prophet (P.B.U.H) himself.

Microfinance and Islamic Finance - a Perfect Match

Islamic cyberbanking is one of the fastest growing sectors of the banking industry. But in adjustment for Islamic Banking Institutions (IFIs) to abide aggressive with accepted banks, IFIs accept to be able to bear specialized articles and casework to accommodated chump needs. Microfinance-a analysis of accounts ideologically accordant with Islamic finance, able of Shariah-compliancy, and possessing a abundant abeyant market-is a absolute fit for admittance in IFIs' new articles and services.

Microfinance is comprised mainly of microcredit practices-the addendum of actual baby loans, accepted as microloans, to those who do not accept admission to acceptable banking casework due to abridgement of collateral, application and acclaim history.

Microfinance has a accurate history as an economically applicable acclaim program, as able-bodied as a accurate history of confined barter in the Muslim world. In 1976, Muhammad Yunus, a Muslim Bangladeshi economist and economics professor, founded the Grameen Bank, the world's better and a lot of acknowledged microfinance academy or MFI. Since its inception, Grameen has provided added than $5 billion in microloans to several actor borrowers in the Islamic nation of Bangladesh and boasts a claim amount as top as 98%. Last year, the academy fabricated a accumulation of $20 million. Since its conception in 1987, Egypt's National Bank for Development's (NBD) microfinance affairs has been so acknowledged that the Bank has implemented it in bisected of its branches. Unlike Grameen, which operates not for profit, Egypt's NBD has accurate microfinance to be a assisting adventure for clandestine bartering banks in the Middle East.

Microfinance shares the aforementioned goals as Islamic finance. Islamic Cyberbanking began as an accomplishment for Muslims to appoint in banking casework constant with the attempt of the Shariah, which promotes amusing and bread-and-butter fairness. Likewise, the avant-garde microfinance anarchy began as an accomplishment to action abjection and amusing abuse in developing countries. Both the attempt of Islamic accounts and microfinance seek to anticipate bread-and-butter corruption by prohibiting usury. In 2006, in acceptance of the abundant altruistic appulse of microfinance, the Nobel Committee awarded Muhammad Yunnus and the Grameen Bank the Nobel Peace Prize.

Microfinance is a adjustable apparatus able of getting tailored to amuse the needs and altitude of assorted environments, including the Islamic banking area which forbids riba, or the transaction and cancellation of interest. The use of absorption begin in accepted microfinance articles and casework can calmly be abhorred by creating microfinance hybrids delivered on the abject of the Islamic affairs of mudaraba, musharaka, and murabaha. For example, in a mudaraba-based transaction, the IFI and the chump may admission into a affiliation in which the IFI invests basic in the customer's microenterprise while the chump invests labor. The profits are aggregate according to a mutually agreed arrangement while losses are borne by the IFI. In a musharaka-based transaction, both the chump and the IFI advance basic and allotment profits according to a mutually agreed ratio; losses are borne in admeasurement to basic contribution. In a murabaha-based transaction, the IFI purchases a specific acceptable which the chump will acquirement from the IFI at a deferred mark-up that may be paid in installments.

Perhaps a lot of adorable to IFIs is the ample abeyant bazaar for Islamic microfinance articles and services. There are an estimated 1.3 billion Muslims worldwide, of which over 35% are active in poverty. In the North African and Middle Eastern arena alone, there are about 4.5 actor ambitious poor who abridgement admission to banking services. Of this number, alone 112,000, or 2.4 %, of the abeyant appeal are getting served. There are alone $95 actor of outstanding microloans-a atom of the $1.4 % demand. Egypt, the nation with the a lot of borrowers, almost alcove 5 percent of its abeyant chump base. Three of the region's countries-Algeria, Iran, and Syria-lack any array of microfinance affairs at all.

Social Media and the Banking Industry

Is there a new age of cyberbanking on the horizon? I've just apprehend an commodity which suggests that 'Facebook' (and added amusing media sites) could see the end of acceptable cyberbanking as we apperceive it. A 'whacky' concept? Yes. Impossible? Maybe. Any time soon? No.

The abstraction is that 'peer lending' could alter the charge for approved cyberbanking in a massive way. That is to say that me borrowing money off (and advance money in) one billion added humans is a bigger abstraction than application a top artery bank. After what's happened afresh with top artery banks, my burning anticipation was "ANYTHING is bigger than ambidextrous with approved top artery banks" - but that's a little too flippant.

The appropriate archetypal involves over 10 actor humans application online peer-to-peer cyberbanking as their absolute another to acceptable banking: an 'aggressive' move into peer-to-peer cyberbanking which would revolutionise the accomplished industry and change things for the better.

Here's my appearance of the idea.

Social media as it stands isn't about adult abundant to cope with the burden and demands of a 10 actor (plus) humans able cyberbanking system. This is in a amount of ways: firstly, I admiration if 'Facebook' attempt to accumulate its online babble alive again how would 'Facebank' run on a circadian basis? I absolutely wouldn't wish to brace my browser 15 times to see my cyberbanking bearings on-the-run.

Secondly, the aegis aspect of amusing media is not something which I'd be decidedly assured in. This is from not alone the amusing networks ancillary of it but aswell the 'consumer'. The botheration of humans over-sharing online is something which has developed as a botheration as added avenues through amusing media accessible up and it becomes a added accessible experience. What is the accident to humans administration all their affairs online in a abeyant afraid network?

Furthermore, to what admeasurement is a amusing media and networking website accordant with a able industry such as banking? Of course, the abstraction isn't yet developed abundant to absolutely finer scrutinise but I'm absolutely afflictive with the abstraction as it stands. I don't wish to be account cheep and status' like "Just absent ВЈ1000 if the FaceBank server crashed, does it anyone apperceive area it is? I aswell can't upload pictures of endure night. Lol?"

My final (more serious) point is this: the abstraction of peer-to-peer, public-led cyberbanking isn't something I article to, in actuality the advocate aspect of it rather appeals to me. However, the abstraction that this is something which is just over the acropolis is all too abrupt and abolitionist for me to be adequate with. The above problems I've categorical are fixable and I'm abiding could be developed out of the systems over time. For now though, I'm blockage durably abiding in acceptable cyberbanking with humans who apperceive abundant added than me about it and are paid professionals in the industry.

Buying Islamic Gifts For Mothers Day

Many Muslim advisers will altercate about adulatory Mothers day as it is a non Muslim event, but a contempo affair with a bounded academic larboard me at affluence about the subject. A mother is the a lot of appropriate being in one's life, and although there is no one day that can pay aback for all the continued and hawkeye nights that a mother spends caring for her child, or the abundant sacrifices she makes on a circadian base to assure and abutment her child, a appropriate day committed just for the moms does not in any way belie the article of Islam. In fact, Islam stresses the accent of assuming adulation and account appear your mother at several occasions throughout the Quran.

Giving Islamic ability to your mother for Mothers day can go a continued way in assuming her that she absolutely does authority a appropriate abode in your activity and heart. Accouchement generally get so circuitous in their own lives that they overlook to yield the time out of their schedules to let their moms apperceive that how abundant they are appreciated. Therefore, it will absolutely accomplish her happy, feel admired and admired by her accouchement and the Islamic ability that you accompany for her will absolutely authority a appropriate abode in her heart.

There are abundant Islamic ability that can be accustomed to moms for this appropriate day. These ability cover adoration mats and adoration beads, which are acclimated by them 5 times a day. Every time they will use them, it will accompany a smile to their faces, cerebration of their child, whom they adulation added than annihilation abroad in the world. Even if the adolescent is not nearby, she will be blessed just cerebration of the action that was fabricated just for her account by her accouchement in the anatomy of admirable Islamic gifts.

Other Islamic ability that all moms adulation cover attars and jewellery. They are both items that all women adulation and if accustomed by their child, it holds a appropriate abode in their lives. There are ample selections of attars accessible at arch stores, so you can aces out the aroma that your mom loves, or get something that reminds you of her. Similarly, Islamic jewellery items like pendants and bracelets with Quranic Ayat inscribed on them accomplish abundant Islamic ability for mother's day. These jewellery items will not alone attending good, but the verses inscribed on them will aswell area off the angry spirits.

So this Mothers day accomplish a appropriate accomplishment and absorb time with your moms and get them nice Islamic ability that are not alone advantageous but aswell allusive to them. Remember, one day we all will be parents and affection appear our parents will get us their prayers which will eventually affect us in our earlier age.

Islamic Finance - An Emerging Segment of Global Finance

Islamic cyberbanking is a arrangement constant with the attempt of Islamic (Sharia) law and its applied appliance through the development of Islamic economics. According to CIMB Group Holdings, Islamic accounts is admired as the fastest growing articulation of the all-around banking arrangement - sales of Islamic bonds may acceleration by 24 percent to a amazing $25 billion in 2010.

Back in 2007, a London-based business academy launched the world's aboriginal Executive MBA alms a specialism in Islamic Accounts in affiliation with DIFC.

The Executive MBA is a activating and adjustable two year part-time programme. For acceptance adulatory to ability the acme of all-around business, this elite, internationally-focused advance will acquiesce them to clothier their abilities and acquirements about their job. The advance offers three another specialisations - Islamic Finance, Energy and General Management.

London business schools, focus on accretion the appulse acceptance can accept in their accepted organisation as able-bodied as accouterment accoutrement to advice analyze their options in another roles and industries.

As you'd apprehend from institutions with such able links to the City of London, there are able breezy networks artificial via LinkedIn and Facebook, ensuring acceptance are kept durably in the account with accepted bazaar trends - like the change of Islamic Finance.

The Executive MBA (EMBA) is based at the DIFC Centre of Excellence. The DIFC ensures its ally are of the accomplished calibre.

DIFC accustomed the Centre of Excellence to accommodate assets for accounts and business professionals, which will accredit them to amend their abilities and competencies, and enhance their compassionate of added all-around banking links to Islamic Finance.